The Maple Market

New Ways for First Time Buyers to Enter the Market

First-time homebuyers in Canada can access multiple down payment assistance options, which include equity-sharing programs and innovative co-ownership models, though each comes with unique terms and restrictions that buyers should carefully consider.

New Mortgage Rules Kick In

Canada is rolling out three significant mortgage rule changes aimed at improving housing accessibility and market fairness. In this episode, we'll discuss each change and what it means for home buyers and current home owners.

More People Under the Same Roof is the Solution?

Canada's government expanded its Secondary Suite Loan Program, increasing the loan limit to $80,000 to encourage homeowners to build rental units and address housing shortages. Simultaneously, a new mortgage refinancing option allows homeowners to refinance up to 90% of their home's post-renovation value, aimed at facilitating larger renovation projects.

Canada's Housing Challenge. Is the Government Doing Enough?

We're exploring recent government initiatives aimed at increasing affordability. These initiatives include measures to curb corporate home buying, reduce GST on student housing, and improve mortgage flexibility.  Is the Government doing enough?

Are Corporations Really Buying Up Homes in Canada?

While the phenomenon is less prevalent in Canada than in the U.S., where corporate ownership is substantial, the Canadian government is taking action to curb potential corporate investment in single-family homes. A key challenge is the lack of comprehensive data on corporate homeownership in Canada, hindering a complete understanding of the issue's scope.